Automatic Savings

Automatically save a little (or a lot if you wish) daily, weekly, monthly and earn up to 10% interest on your savings (more than triple what traditional banks pay). Simply link the bank account or ATM / debit card you would like us to take money from and we will help you save this on the periodic date you have chosen.

Why you should open one:
  • Earn up to 10% interest on your savings.
  • You can set as many goals as you want.
  • We credit your selected account FREE of charge after your savings period.
  • You do not need to operate a Kudimoney spending account to enjoy our automatic savings plan, but you get so much more if you do - check it out here.
Get Started  
Instant Savings

Do you have cash sitting in a bank account or hidden in an empty shoebox somewhere at home, not earning anysthing?
Choose between our high interest earning fixed savings and our flexible savings:

Fixed Savings: Earn daily interest at a rate of up to 25% per annum guaranteed for up to a period of 28months. Your annual interest rate increases each month, so the longer you save the more interest we pay you. You have access to your fixed savings at any time but if you withdraw early you forfeit interest earned on your savings.

Flexible Savings: Earn daily interest at a variable rate of up to 17% per annum. Your annual interest rate increases each month, so the longer you save the more interest we pay you. You have access to your money at anytime, but it will incur an early withdrawal fee of 5% of amount withdrawn.

Why you should save instantly:
  • Earn the highest interest rate possible.
  • Have the flexibility of a fixed interest or variable interest.
  • It is fast and easy - just a click of the button.
  • On maturity we credit your selected account FREE of charge.
Start Saving  
Spend & Save

Check out our Spend & Save feature by clicking the button below:

Learn More  
Thanks Kudimoney, now I can save easily, on the go!

Sharon Egbo

I will admit i was a bit sceptical at first, but when I started seeing the returns I was simply amazed. #Thumbsup

Bola Williams

I have been using automatic savings and it’s been truly effortless to save. I can’t wait to open the spending account so I can stop incurring bank charges.

Todimu Abiodun

Take that first step.

Sign up in just a few minutes.

Security you can trust. Support when you need it.

Real-Time Alerts

You will receive real term alerts so that you always know what is happening in your account. If you ever suspect an unauthorised charge you can take control by temporarily blocking your card.

Privacy and Security

Your deposits are insured by the Nigerian Deposit Insurance Corporation, who are responsible for insuring all bank deposits in Nigeria. It is an entity owned by the Central Bank of Nigeria.

Friendly Support

Have a question? Check our FAQ page for answers to frequently asked questions. You can also email us at help@kudimoney.com