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Download the Kudimoney App for maximum benefits.

Open an account in minutes

Tell us a little bit about you, once we verify your information, we instantly open an account for you and issue you an account number. You can then fund your new Kudimoney account, after which we will send you an debit card to your specified address.

Fund Your Account

You can fund your account with any Nigerian or International debit card or directly from a list of partner banks. If you wish to deposit cash, you can do this at any Nigerian bank.

Our Partners

A Card You’ll Love

Upon receipt of your card you will be able to activate your account and start enjoying all the perks of owning a Kudimoney account. Your Kudimoney ATM card can be used at any ATM machine in Nigeria, and the first 3 withdrawals are free, after which the switch will charge you N65 per withdrawal.

Transfers

You can transfer money from your spending account into any Nigerian bank account and move money from your spending account into any of your savings accounts and vice versa.

Interest on all Kudimoney Accounts

Auto-Save Account

You get 10% to 12% on this account (we automatically move your money to your pre-selected account once you meet your set goals. Early withdrawal incurs a 1.5% charge on amount withdrawn).

Instant Save

You get up to 12% here (we automatically move your money to your pre-selected account on the date you have set to withdraw. Early withdrawal incurs a 1.5% charge on amount withdrawn).

Spending Account

You get 2.5% on this account (withdraw at will and earn cash back every time you use your Kudimoney ATM / debit card).

Spend & Save Account

You get 2.5% on this account (to gain access simply move to your spending account, there is no charge for moving this money).

Kudibanking

Save More / Get More

Download the Kudimoney App for maximum benefits.

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