In a world built for spending, Kudimoney helps you save conveniently towards the things you want.

We have built a bank packed with a bundle of features that saves you a tonne of cash, helping you towards achieving financial freedom.

From our no fee interest earning current account, and our higher than average interest paid on savings, to low interest loans, Kudimoney is built to truly take care of all your interests!

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Our aim is to enrich lives by helping people live healthier financial lives. We do this by offering free banking services and making saving easy and rewarding, because every kudi counts.
Unlike traditional banks, we do not charge you for keeping your money safe. Instead we work very closely with our partner bank, and other financial institutions securing you the best possible interest rates on your money. We take a small portion of this interest to help us continue to offer you our services, in essence we only profit when you profit. So weather it’s because of the no charges or the higher than average interest earned your money, with Kudimoney you are always better off.
In order to get the best out of everybody, Kudimoney operates a flat structure where every single team member has the opportunity to make your bank better. Our strongest asset is the dedication and commitment of our team. It is because of this we are able to offer exceptional services to you - the customer.

Open an Account in Minutes

Tell us a little bit about you, once we verify your information with your BVN your account is opened and you are issued an account number.

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Spending Account

This works like a traditional current account except you earn daily interest with unlimited withdrawals. You can also opt to save as you spend.

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Savings Accounts

Choose to automatically save a set amount of money on a periodic basis, daily, weekly, or monthly, by linking any of your bank accounts and / or ATM cards.

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After a few months of banking with us, you can qualify for an instant low interest loan which are based on the performance on your spending and savings account.

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Thanks Kudimoney, now I can save easily, on the go!

Sharon Egbo

I will admit i was a bit sceptical at first, but when I started seeing the returns I was simply amazed. #Thumbsup

Bola Williams

I have been using automatic savings and it’s been truly effortless to save. I can’t wait to open the spending account so I can stop incurring bank charges.

Todimu Abiodun

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Security you can trust.
Support when you need it.

Real-Time Alerts

You will receive real term alerts so that you always know what is happening in your account. If you ever suspect an unauthorised charge you can take control by temporarily blocking your card.

Privacy and Security

Your deposits are insured by the Nigerian Deposit Insurance Corporation, who are responsible for insuring all bank deposits in Nigeria. It is an entity owned by the Central Bank of Nigeria.

Friendly Support

Have a question? Check our FAQ page for answers to frequently asked questions. You can also email us at